Economics of Qirsyllviar

Patrian Economics are diverse and complicated.

Currency
Many forms of money exist across Patria.

Coinage is the oldest, and by far the most common, form of currency. Coins are typically made of one of three precious metal; Gold, Silver, and Copper. Gold is the most valuable and is most often used as the standard of a single piece of currency, while Silver and copper are used for smaller denominations.

Banknotes have started to come into fashion over the last couple centuries, but they're not as popular since they're so easy to counterfeit, and only a handful of countries circulate them. Face value-wise, they start out at the same value as a single gold coin, and then make into higher nominations.

However, the actual value of any currency is dependent on supply and demand, so prices tend to fluctuate regularly. The actual value of market-products is measured in points, which then increases or decreases the price of what people are buying. This also means that the exchange rate between currencies is also constantly fluctuating. Also, the value of coinage also depends on the purity of the coins minted.

Known Circulating Currencies

 * Akce: Minted in Gold and Silver
 * 1 Gold Akce = 50 Silver Akce
 * Aureus: minted in Gold
 * Denarius: Minted in Silver
 * Sestertius: Minted in Silver
 * As: minted in Copper
 * 1 Gold Aureus = 20 Silver Denarii
 * 1 Silver Denarius = 10 Copper As
 * Bolt: Minted in Gold and Silver and Copper. Also printed as Notes
 * 1 Gold Bolt = 10 Silver Bolts
 * 1 Silver Bolt = 20 Copper Bolts
 * Banknote Bolts are printed as 1, 5, 10, 15, 20, and 50
 * Cor: Minted only in Gold
 * Credit: Minted in Gold, Silver and Copper. Also printed as Notes
 * 1 Gold Credit = 50 Silver Credits
 * 1 Silver Credit = 100 Copper Credits
 * Banknote Credits are printed as 1, 10, 50, 100, and 1000
 * Crown: Minted in Gold
 * Shilling: Minted in Silver
 * Farthing: Minted in Copper
 * 1 Gold Crown = 25 Silver Shillings
 * 1 Silver Shilling = 30 Copper Farthings
 * Cur: Minted in Gold, Silver and Copper
 * 1 Gold Cur = 30 Silver Curs
 * 1 Silver Cur = 40 Copper Curs
 * Drachma: Minted in Gold, silver and Copper
 * 1 Gold Drachma = 50 Silver Drachma.
 * 1 Silver Drachma = 30 Copper Drachma
 * Ecu: Minted in Gold, Silver and Copper
 * 1 Gold Ecu = 15 Silver Ecu
 * 1 Silver Ecu = 25 Copper Ecu
 * Florin: Minted in Gold and Silver
 * 1 Gold Florin = 20 Silver Florins
 * Galleon: Minted in Gold
 * Sickle minted in Silver
 * Knut minted in Copper
 * 1 Gold Galleon = 17 Silver Sickles
 * 1 Silver Sickle = 29 Copper Knuts
 * Gold: The Cuotl Empire uses Gold nuggets as currency without bothering to turn them into coins
 * Grim: Minted in Gold
 * Pheo: minted in Silver
 * 1 Gold Grim = 10 Silver Pheos
 * Ichibuban: Minted in Gold
 * Koban: Minted in Silver
 * Mon: Minted in Copper
 * 1 Gold Ichibuban = 23 Silver Kobans
 * 1 Silver Koban = 27 Copper Mons
 * Leu: Minted in Gold, Silver and Copper. Also printed as Notes
 * 1 Gold Leu = 30 Silver Leus
 * 1 Silver Leu = 50 Copper Leus
 * Banknote Leus are printed as 1, 5, 10, 50, and 100
 * Lira Minted in Gold and Silver
 * 1 Gold Lira = 20 Silver Liras
 * Livre: Minted in Gold and Silver
 * 1 Gold Livre = 55 Silver Livres
 * Mark: Minted in Gold, Silver and Copper. Also printed as Notes
 * 1 Gold Mark = 30 Silver Marks
 * 1 Silver Mark = 100 Copper Marks
 * Banknote Marks are printed as 1, 5, 10, 20, 50, and 100
 * Mineral: Minted in Gold, Silver and Copper
 * 1 Gold Mineral = 12 Silver Minerals
 * 1 Silver Mineral = 20 Copper Minerals
 * Mun: Minted in Gold. Also Printed as Notes
 * Yang: Minted in Silver
 * Won: Minted in Copper
 * 1 Gold Mun = 25 Silver Yangs
 * 1 Silver Yang = 20 Copper Wons
 * Banknote Muns are printed as 1, 10, 20, 40, and 50
 * Norn: Minted only in Gold
 * Pound: Minted in Gold and Silver and Copper. Also printed as Notes
 * 1 Gold Pound = 15 Silver Pounds
 * 1 Silver Pound = 20 Copper Pounds
 * Banknote Pounds are printed as 1, 5, 10, 15, 20, and 50
 * Ossis: Minted in Gold
 * Piscis: Minted in Silver
 * Glande: Minted in Copper
 * 1 Gold Ossis = 30 Silver Piscis
 * 1 Silver Piscis = 50 Copper Glandes
 * Piece: Minted only in Silver
 * Reale: Minted in Gold
 * Escudo: Minted in Silver
 * 1 Gold Reale = 35 Silver Escudos
 * Reck: Minted in Gold, Silver and Copper
 * 1 Gold Reck = 15 Silver Recks
 * 1 Silver Reck = 30 Copper Recks
 * Rial: Minted in Gold, Silver and Copper.
 * 1 Gold Rial = 10 Silver Rials
 * 1 Silver Rial = 25 Copper Rials
 * Riel: Minted in Gold, Silver and Copper
 * 1 Gold Riel = 14 Silver Riels
 * 1 Silver Riel = 25 Copper Riels
 * Ruble: Minted in Gold, Silver and Copper. Also printed as Notes
 * 1 Gold Ruble = 25 Silver Rubles
 * 1 Silver Ruble = 50 Copper Rubles
 * Banknote Rubles are printed as 1, 5, 10, 50, and 100
 * Rupee: Minted in Gold, Silver and Copper
 * 1 Gold Rupee = 50 Silver Rupees
 * 1 Silver Rupee = 50 Copper Rupees
 * Sar: Minted in Gold, Silver and Copper
 * 1 Gold Sar = 10 Silver Sar
 * 1 Silver Sar = 50 Copper Sar
 * Sol: Minted in Gold
 * Lun: Minted in Silver
 * 1 Gold Sol = 20 Silver Luns
 * Token: Minted in Gold and Silver and Copper. Also printed as Notes
 * 1 Gold Token = 10 Silver Tokens
 * 1 Silver Token = 20 Copper Tokens
 * Banknote Tokens are printed as 1, 5, 10, 20, 50 and 100
 * Yuan: Minted in Gold and Silver and Copper. Also printed as Notes
 * 1 Gold Yuan = 10 Silver Yuans
 * 1 Silver Yuan = 20 Copper Yuans
 * Banknote Yuans are printed as 1, 5, 10, 20, 50 and 100
 * Yurd: Minted in Gold, Silver and Copper.
 * 1 Gold Yurd = 50 Silver Yurds
 * 1 Silver Yurd = 50 Copper Yurds
 * Zarkh: Minted in Gold, Silver and Copper. Also printed as Notes
 * 1 Gold Zarkh = 25 Silver Zarkhs
 * 1 Silver Zarkh = 50 Copper Zarkhs
 * Banknote Zarkh are printed as 1, 5, 10, 50, and 100
 * Zen: Minted only in Copper

Non-metal Currencies
A select few currencies are circulated without being minted with precious metals.
 * Gem: Being the largest producer of gemstones than anywhere else on Patria, The Confederacy of Avalar uses three types of Gems as currency; Emeralds, Rubies, and Sapphires, in that order.
 * 1 Emerald = 20 Rubies
 * 1 Ruby = 30 Sapphires
 * Bloom: Made out of wood. The Nation of Urwald makes it's money out of Wooden coins rather then metals, as the dominate Wood Elf population isn't very skilled in metalworking.
 * Shells: The undersea kingdoms of Biavalvia and Atlantis, as well as the Kuja tribes, use shells as currency. However, the exact value of different shells is unknown. The Republic of Gargantia also circulates Shells alongside its official currency.

Trading
Economics through trade rather than currency is not a new thing anywhere on Patria. When merchants take products for payment instead of money, they usually do so with the intention of getting a bigger profit by reselling what they were given. Trade between nations is one of the biggest sources of income on Patria.

Known Trading Companies
There are dozens of trading companies operating around Patria, which deal in products ranging from wheat to weapons to slaves.

Midnight Brothers Trading Company
A vampire-run trading company operating out of Transylvania, and one of the biggest trading guilds in north-central Eurodon.

Otto Trading Company
The largest trading company in the Germanian Empire.

Banking
Banks are institutions that manage economy by taking deposits and provisions loans.

Banks tend to charge interest when giving loans, especially when lending to governments. When banks give loans, they usually do anything to get the money back if borrowers default their debts. This may include refusal to lend any more money, or backing enemies of the defaulters.

Known Banks
All countries have their own banks, but smaller ones are usually overlooked by the larger more powerful ones. The largest and most well-known are listed here.

Royal Bank of Gainos
Based in the Kingdom Of Gainos, the bank is one of the richest and most influential in Southern Eurodon.

Notes & Trivia:

 * Rome is the only known country to mint two silver coins with differing denominations.